Decades ago driving without car insurance has not been a big problem, people seemed to think it was harmless, but with cars becoming more expensive and cars getting into scrapes more often car insurance has become a legal obligation and if you are caught driving without it you are in for some hefty penalties.
If you are caught driving without insurance now you are likely to have your car seized and in order to get your vehicle back then you will need to pay fines, fees and produce a valid insurance cover note, if you don't then you can kiss your motor goodbye, as it'll either be auctioned off or you could become the proud owner of a large cube of metal and plastic dashboard.
Uninsured drivers are one of the most hated road users (yes, even more than the white van man!) as they are the biggest hurdle in a car accident if you're unfortunate enough to collide with one of these chancers. In another cruel twist of fate these drivers who are driving around without car insurance are invariably the type of people to cause road accidents as they were probably turned down for car insurance because they weren't safe enough.
Luckily some car insurance companies now offer extended cover for their customers that add cover for the eventuality that an uninsured driver crashes into you, a welcome addition as annoying as filing a claim against your car insurance is it can be dragged out even further when the second party has been driving around sans insurance.
What is being done about uninsured drivers then? Well aside from the aforementioned cubing of their cars they are being found out much more easily these days thanks to ANPR (Automatic Number Plate Recognition) cameras which can detect uninsured drivers instantly and a notification letter will be in the post before you even get home.
In the past some people have preyed upon the assumption that well presented, newer cars can get away with not possessing valid car insurance as police are less likely to stop them than a clapped-out car. With these cameras uninsured drivers are dropping in number in fear that they'll have to fathom how to drive to work on the back of the steel cube that their car has become.
If you are looking for car insurance or need to find a better deal then check online with many insurers to find the best car insurance quotes for your particular needs. Check with your motor insurance to see if you can make a saving on your car insurance.
วันอังคารที่ 19 กุมภาพันธ์ พ.ศ. 2551
One Of The Best Insurance Options - A Geico Car Insurance Quote
Contrary to advertisements, a Geico car insurance quote was neither available to cavemen or lizards at any point in the company's history. Despite these amusing claims, however, this insurance company has been around long enough to be tested - and to prove its worth. A quick glance at the business will cause many people to want to investigate possible coverage with this excellent provider.
First, Geico began to sell car insurance in the mid-1930s. The company offered quality insurance premiums to its customers, and by 1964 had sold over 1 million policies. Although the company took a downswing briefly in the 1970s, and slow but steady expansion during the next 20 years, today this company provides premium coverage to more auto owners in New York, Hawaii, and Maryland, as well as the District of Columbia, than any other company
Today, Geico offers insurance policies for a wide variety of needs, including homeowner and rental policies, recreational vehicle and boat coverage, and life insurance coverage. All of these are easily available through the company's well-designed, highly navigable website. Each type of coverage is clearly detailed and easily located.
This company also has an excellent reputation for customer service and satisfaction. In recent years, Geico was the recipient of the Webby Award, which offers international recognition to websites that provide exceptional customer satisfaction. Currently, it is rated as the top property casualty insurer and the most desired insurer by customers.
Another public service offered by Geico is the National Safety Belt Poster Contest. Elementary and secondary school students compete to illustrate the message that seat belts and safety seats are the most effective safety devices in cars. This commitment to saving lives through public service messages has also earned the company deserved customer recognition.
Geico has also made significant efforts to develop a fast, friendly customer claims service. Customer claims can be reported immediately after occurrence on the company website. Detailed instructions are available for the process. Customer information and claims service is also available by telephone
Geico policy quotes can be accessed online through the company's website, or through individual agents. The ease of navigation and coherence in design, however, make the website a very attractive alternative to spending time on the telephone talking to insurance agents. Just be prepared with the details of your coverage needs, and answer the questions as the website prompts.
One of the most affordable insurance alternatives on the market, a Geico car insurance quote can indeed save you money. Laugh at the commercials, but believe the cavemen and the lizard - this company is definitely worth considering if you are interested in saving money and enjoying high-quality car insurance.
http://www.Auto-Insurance-101.info is a website fully dedicated to giving you the very best information regarding auto insurance. Whether you're suffering from finding reasonable rates and you'd like to know your options with a Geico car Insurance quote, or you simply want to know the advantages of buying online car insurance, we've got you covered!
First, Geico began to sell car insurance in the mid-1930s. The company offered quality insurance premiums to its customers, and by 1964 had sold over 1 million policies. Although the company took a downswing briefly in the 1970s, and slow but steady expansion during the next 20 years, today this company provides premium coverage to more auto owners in New York, Hawaii, and Maryland, as well as the District of Columbia, than any other company
Today, Geico offers insurance policies for a wide variety of needs, including homeowner and rental policies, recreational vehicle and boat coverage, and life insurance coverage. All of these are easily available through the company's well-designed, highly navigable website. Each type of coverage is clearly detailed and easily located.
This company also has an excellent reputation for customer service and satisfaction. In recent years, Geico was the recipient of the Webby Award, which offers international recognition to websites that provide exceptional customer satisfaction. Currently, it is rated as the top property casualty insurer and the most desired insurer by customers.
Another public service offered by Geico is the National Safety Belt Poster Contest. Elementary and secondary school students compete to illustrate the message that seat belts and safety seats are the most effective safety devices in cars. This commitment to saving lives through public service messages has also earned the company deserved customer recognition.
Geico has also made significant efforts to develop a fast, friendly customer claims service. Customer claims can be reported immediately after occurrence on the company website. Detailed instructions are available for the process. Customer information and claims service is also available by telephone
Geico policy quotes can be accessed online through the company's website, or through individual agents. The ease of navigation and coherence in design, however, make the website a very attractive alternative to spending time on the telephone talking to insurance agents. Just be prepared with the details of your coverage needs, and answer the questions as the website prompts.
One of the most affordable insurance alternatives on the market, a Geico car insurance quote can indeed save you money. Laugh at the commercials, but believe the cavemen and the lizard - this company is definitely worth considering if you are interested in saving money and enjoying high-quality car insurance.
http://www.Auto-Insurance-101.info is a website fully dedicated to giving you the very best information regarding auto insurance. Whether you're suffering from finding reasonable rates and you'd like to know your options with a Geico car Insurance quote, or you simply want to know the advantages of buying online car insurance, we've got you covered!
Where To Find The Lowest Car Insurance Rates
Too frequently, people don't shop for the lowest car insurance rates. When teens learn to drive, they usually get insurance with their parents, who have probably had their insurance with the same underwriter for many years. Often, after the students graduate from high school or college, they remain with the same insurer out of habit. But is this always the best answer?
Sometimes, people move from town to town or state to state and need to find new car insurance companies. They often seek agents with the same companies that they had before moving, or ask friends for referrals to local agents. Occasionally, however, people get tired of paying high prices for car insurance, and decide to look for new agents.
How, then, does one find the best prices for car insurance? First, you must decide what kind of coverage you want. Different coverage limits are available at different prices, so know what minimum coverage limits are required for the state of your residence, and consider what additional insurance you personally need.
The most obvious, and lengthy way, to get a quote for one's insurance is to go from agent to agent, discuss one's coverage needs, and ask them for a premium price. Another alternative is to pick up the telephone and ask each agent to provide a quote.
Although this is effective, this can be a lengthy process. Another, easier alternative, is to search the internet for individual companies and ask that a price be emailed to you. Some internet sites offer the ability to search for quotes from multiple insurance agencies at the same time. This can be a very easy, and effective way, to receive multiple quotes in a short time frame.
Of course, some companies do not offer the full information, but desire a telephone number or address so that they can have an agent contact the prospective insurance customer directly and discuss premium needs. These companies may or may not provide the best rates, but this method definitely takes longer if you are seeking to become insured quickly.
Many people think that the lowest car insurance rates will save them the most money. While this is often true, many factors affect insurance rates. Ask about good driver multiple policy discounts. These can often save you more money in the long term than a company that offers cheaper rates but doesn't offer discounts for these things. So be a smart shopper, and shop around to get the best rates!
http://www.Auto-Insurance-101.info is a website fully devoted to giving you the very best information regarding auto insurance. Whether you're suffering from finding reasonable rates and you'd like to know your options with finding the Lowest Car Insurance Rates, or you simply want to know the advantages of Saga car insurance, we've got you covered!
Sometimes, people move from town to town or state to state and need to find new car insurance companies. They often seek agents with the same companies that they had before moving, or ask friends for referrals to local agents. Occasionally, however, people get tired of paying high prices for car insurance, and decide to look for new agents.
How, then, does one find the best prices for car insurance? First, you must decide what kind of coverage you want. Different coverage limits are available at different prices, so know what minimum coverage limits are required for the state of your residence, and consider what additional insurance you personally need.
The most obvious, and lengthy way, to get a quote for one's insurance is to go from agent to agent, discuss one's coverage needs, and ask them for a premium price. Another alternative is to pick up the telephone and ask each agent to provide a quote.
Although this is effective, this can be a lengthy process. Another, easier alternative, is to search the internet for individual companies and ask that a price be emailed to you. Some internet sites offer the ability to search for quotes from multiple insurance agencies at the same time. This can be a very easy, and effective way, to receive multiple quotes in a short time frame.
Of course, some companies do not offer the full information, but desire a telephone number or address so that they can have an agent contact the prospective insurance customer directly and discuss premium needs. These companies may or may not provide the best rates, but this method definitely takes longer if you are seeking to become insured quickly.
Many people think that the lowest car insurance rates will save them the most money. While this is often true, many factors affect insurance rates. Ask about good driver multiple policy discounts. These can often save you more money in the long term than a company that offers cheaper rates but doesn't offer discounts for these things. So be a smart shopper, and shop around to get the best rates!
http://www.Auto-Insurance-101.info is a website fully devoted to giving you the very best information regarding auto insurance. Whether you're suffering from finding reasonable rates and you'd like to know your options with finding the Lowest Car Insurance Rates, or you simply want to know the advantages of Saga car insurance, we've got you covered!
Cheaper Car Insurance In 2008
As with many other areas of personal finance the cost of the average person's car insurance policy is likely to rise in 2008. This will affect young drivers, experienced drivers and everybody in between.
If you'd like to know how to beat car insurance cost hikes in 2008 then read on. The tips are not bind-blowing, amazing outside the box moments of genius but simply common sense tactics that when combined and applied can significantly reduce the cost of your car insurance policy.
The first step is to stop the rot. If you currently have car insurance from a UK insurer it is likely your renewal will include a price hike in 2008. Do not stand for this; if you feel the rise is unjustified then tell them. If you threaten to cancel your policy you'll be surprised how quickly that increase is replaced by a reduction in a desperate attempt to keep you on their books.
If you are unhappy with your current car insurance provider do not feel obliged to stay with them. There is an excellent chance you can find a better deal elsewhere if you only looked.
Price comparison websites are an excellent tool to use. These free services help you to compare UK car insurance quotes quickly and easily. In just a few minutes you can look at hundreds of quotes and pick which one is the best.
Before you switch your motor insurance to another provider look at other ways you can lower your quote. Limiting your mileage will help, after all the less you are on the roads the less you are likely to have an accident. Could you clear out that garage and park more securely inside? If so that should lead to another saving.
Finally make sure you protect your no claims bonus and see if increasing your voluntary excess can yield a worthwhile reduction in your car insurance quote.
On their own none of these ideas sound like much but combining them before shopping around with price comparison sites can lead to a huge overall saving on your policy.
Marcus Henry is a contributor to information website webcomparison.co.uk. To learn more about comparing car insurance quotes online visit webcomparison.co.uk
If you'd like to know how to beat car insurance cost hikes in 2008 then read on. The tips are not bind-blowing, amazing outside the box moments of genius but simply common sense tactics that when combined and applied can significantly reduce the cost of your car insurance policy.
The first step is to stop the rot. If you currently have car insurance from a UK insurer it is likely your renewal will include a price hike in 2008. Do not stand for this; if you feel the rise is unjustified then tell them. If you threaten to cancel your policy you'll be surprised how quickly that increase is replaced by a reduction in a desperate attempt to keep you on their books.
If you are unhappy with your current car insurance provider do not feel obliged to stay with them. There is an excellent chance you can find a better deal elsewhere if you only looked.
Price comparison websites are an excellent tool to use. These free services help you to compare UK car insurance quotes quickly and easily. In just a few minutes you can look at hundreds of quotes and pick which one is the best.
Before you switch your motor insurance to another provider look at other ways you can lower your quote. Limiting your mileage will help, after all the less you are on the roads the less you are likely to have an accident. Could you clear out that garage and park more securely inside? If so that should lead to another saving.
Finally make sure you protect your no claims bonus and see if increasing your voluntary excess can yield a worthwhile reduction in your car insurance quote.
On their own none of these ideas sound like much but combining them before shopping around with price comparison sites can lead to a huge overall saving on your policy.
Marcus Henry is a contributor to information website webcomparison.co.uk. To learn more about comparing car insurance quotes online visit webcomparison.co.uk
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